I have been reading about SWR (https://financialmentor.com/retirement-planning/safe-withdrawal-rate/13192) and I am struggling with it. Suppose I have $100k and choose an SWR of 10%. In the first year, my account grows by 10% to $110k, I withdraw $11k (which is 10% SWR), and the balance goes ot $99k. In the second year, the investment drops by 20% to $79.2k. So do I withdraw $7920 - or do I change my withdrawal in down years? And how does it work if there are a few down years? thanks very much.
Submitted April 19, 2018 at 06:15PM by divgallery2000 https://ift.tt/2qNdQsS
