Hi /r/personalfinance, up until last year I've never really had much money saved up (not due to spending, but unable to get many hrs & cost of living, etc...). I managed to get an internship and do some side projects (both of which I was paid for) and have now saved up to ~15K.
I'm graduating in a month and will be making ~54K a year with benefits, and don't really have a clue what to be doing with the money. Right now everything I make sits in a savings account and I use a credit card ($500 credit limit, paid off regularly).
Other important financial info:
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My student loans are 5k @ 4%~, so not too bad?
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I spend 700/mo on rent + utilities.
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My car is paid off. I also don't have to travel much (can bike to work)
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I live in Gainesville, Fl (no state income tax)
Should I just be aggressively paying off student loans and putting money into a 401k (was reading wiki on that)? Should I move my money into something else (currently in local credit union)? What other things should I be doing?
Submitted April 08, 2018 at 08:21AM by pftaway99 https://ift.tt/2EsoIBq
