I have had two credit cards for about a year and a half now, and I always pay off the balance on them as soon as it becomes available to (usually 3 days after my purchase). I never wait for the "minimum payment" to be due; I simply pay it all off in full. Last week I used my credit card more than usual, and I have a larger balance to pay off now than I usually do. However, right now, my next billing cycle says I have a minimum payment of $0.00. Should I wait until a minimum payment is due, and then make a payment, or pay it off in full way ahead of time like how I usually do? Does one option benefit my credit score more than the other?
Submitted April 26, 2018 at 08:28AM by Glasband https://ift.tt/2r1OUy6
