So basically I want your opinions from a Frugal standpoint. I have almost completed my basics while working full time. All of my classes thus far have been online through a local college. I have paid for all my classes/books with cash, so no debt from this. Next year I plan to transfer to a university for a bachelors of business administration with a focus on computer information systems. My issue is that none of those classes are available online. I will not be able to work full time and go to school like I have been. Tuition is approximately 6k a semester. I did file my FAFSA but apparently making 28k a year is high enough to not qualify for Pell grants. I do have enough in savings to where I could pay for most of my school if I do not get any type of aid, but I don't think I could swing living expenses for 2 years on top of that.
I am wondering if it would be worth taking a loan to pay for living expenses in order to not work and finish my degree in 2 years.The FRUGAL part of my mind says to work and do my classes part time, but I am wondering if in my situation it would just be smarter to get school done with faster.
Edited for clarity
March 03, 2018 at 09:55PM