IRS says I owe them money because I never claimed settlement money from Navient as income. I never knew that this was income since I never received a 1099 form from Navient. This doesn't sound right to me. What should I do?

In 2015 I received a settlement check from Navient because they were overcharging interest rates for military members. I just received a bill from the IRS because they said I made more money than I reported in 2015. After 90 minutes on the phone with the IRS, I found out that Navient sent the IRS a 1099 Misc form that I never saw. When I log in on Navient there is no tax information from 2015. This is $1000+interest. Any help is greatly appreciated. Thank you!

Submitted March 11, 2018 at 06:41PM by CoachBillBelichick http://ift.tt/2GhJaHI