So I had a few medical bills that had piled up but looking through my bills sent through the paper mail, it seemed as though Insurance wasn't covering anything. This seemed quite off to me because I had called Insurance before having some of these office visits to make sure that they were covered, and they stated that they were. After calling Insurance, then the hospital, then the insurance again, then the hospital again quite a few times, I finally had a 4 hour long conversation with both the insurance and Hospital billing on the phone.
They figured out that the hospital never sent certain bills to the insurance before billing me for it. It had already been 3 months since the date of service, and therefore, the insurance informed me, I was no longer liable for any amount of these specific bills from these specific dates of service. There were other bills that had been sent through insurance and then sent to me that I have now paid.
I called insurance and the hospital recently after that and confirmed that I no longer owed on those bills. However, now that some time has passed, it appears the hospital consolidated those bills into one bill and lowered it a little bit (maybe so that I wouldn't recognize it?) and then sent it off to collections. So now I have a collections agency coming after me for nearly $1,000 USD. If it wasn't so much money I would just say "fuck it" and pay it. But since it is quite up there and I don't really have the money for all that I want to fight against having to pay what I was told I was not responsible for in the beginning. Trouble is, I don't think they will believe me, I'm not sure how to convince them, I didn't recognize that this was the bills that they were at first, AND already gave them a small amount of money. Am I fucked?
Edit: added tldr, broke up the wall of text a bit.
Tldr: insurance and Hospital agreed I was no longer liable for certain bills because of a filing error. The hospital consolidated these certain bills and sent them off to collections anyways. What do?
Submitted March 24, 2018 at 11:36AM by fidgetiegurl09 https://ift.tt/2I3y4FX
