Just because you have a medical bill or outstanding debt in collection doesn't mean there isn't room to negotiate it down, much like insurance companies do (at least I think they do).
I had a 3-figure bill from an ER visit two years ago go to collections. Not a huge unmanageable bill, but more than I wanted to shell out for on the spot. I thought my insurance at the time covered it, but it was an Obamacare startup individual plan healthcare company that went out of business last year.
I talked with the debt collector and respectfully told him I'd pay 2/3 of the bill, then and there, to settle it. He put me on hold and said he ran it up the flagpole. They accepted. Debt settled.
I know some of you out there might be dealing with much bigger medical debts. But the takeaway I wanted to share: negotiate medical bills.
Submitted March 23, 2018 at 02:42AM by nwrighteous http://ift.tt/2IO2n4M
