My wife is due at the end of March and we are sorting out our plan with regard to post baby health insurance. We currently are insured via our respective employers’ health plans. I am on a high deductible plan and she is on a low deductible plan. When the baby is born (a “life event”), our plan is for me and the baby to go on her company’s plan since their family rates are better than my company’s.
Since we have 30 days post birth to make changes to our health insurance given the life event being triggered, my plan is to use as much of my HSA (I am on a HDHP) as possible towards the birth cost since they are for my spouse. After the 30 days and me, my wife and my baby are all on my wife’s plan, the deductible will restart, correct?
Any comments or critiques of my plan would be helpful. Thanks!
Submitted March 08, 2018 at 10:16PM by agentgoodspeed http://ift.tt/2IcH9gz
