I just started out with investing. Mostly because I'm self-employed and as-such don't have a stable pension idea (in the NL, so 401k stuff doesn't apply here, although there are similar constructs). I have about 35% of my annual income in iShares ETFs (mostly tech, sustainability/climate, biotech, and exchange trackers) and some single stocks (about a 75%-25% split between ETFs/funds and individual stocks). This seems sane and reasonable. It's mostly just a buy-and-hold-forever strategy. I don't have the time nor knowledge to "beat the market". In the past 3 years I've had about an 8% return, which is solid (especially since my bank just gives 0.05% on savings) but not really "lambo" territory; and it's probably because of the general bull market and not being me being clever ... so I'm sure it'll crash hopelessly in my lifetime. So, sometimes I just want to go full on YOLO on something. I'm 30, so I think I take a bit of risk still. On the other hand, that does sound stupid. How do you deal with this conundrum?
Submitted March 13, 2018 at 07:47AM by anon1253 http://ift.tt/2p9WC8d
