She died in June very suddenly. It isn't just me, it is my brother too. We have no help. No relatives. He has a learning disability. I don't but I have lots of emotional issues.
some things:
We live in her house in PA(under 100k). She had a mortgage half way paid off. She has a car, we both drive it. Neither of us have income. I've been paying bills using insurance money which was about equal to her years pay. (30k)
We've always been just on the edge of poverty even when my mother was alive. My brother and I both have health problems. I have severe anxiety issues about talking on the phone.
I have a lot of questions.
I know we need a probate lawyer to get things in our name.
I've been paying as if she's still been alive.
The home loan from PHFA went from 600 to 900 dollars at the end of the year and I don't know why.
My mother signed up for many online offers, constantly replied to spam email, so out home phone literally rings all day everyday. So I have a hard time figuring out what is a "real bill" and what is a company scam trying to get our car a warranty.
I've been paying the bills I know. Like water, electric, cable, house. But I haven't been paying things like insurance (lots of insurance in confusing for me).
Things I don't know: Status of the car. No car insurance? No car payment? Not sure about title of registration.
PHFA morgage stuff. I am really clueless. It used to say 600, so I paid it. Now it says 900 and now I'm paying that but I don't know why it went up so much.
Neither of us are cleaning. House is a mess. My room is basically hoarder like. Eating out way to much.
I've been going to the doctor a lot to try and sort my health issues. He is understanding and is trying to help. I'm suicidal and depressed a lot.
I'm not sure where to turn or what to do.
Submitted February 16, 2018 at 05:40PM by eclipse0o http://ift.tt/2sztIDs
