I'm normally a lurker, but this topic is killing me. I'm a few years out of college and no one in my family or friends ever offered budgeting advice to me. Also, yes, I never sought it out to be honest... I make an average college graduate salary, but when I graduated, it felt like so much because I was used to crappy college ramen and second hand furniture.
Yesterday, there was a guy who posted about how he spent $1,500 on coffee every year.
Um, yeah my spending is close to that just for coffee. Plus alcohol and eating out, and I'm spending near 50% of my salary on things that I could cut back on and get out of debt with. This is pretty depressing the money I've pissed away, but hopefully I can get back on track now that I've realized this.
Some person posted a link to a website that calculates how much your money will end up being if you had invested in it instead on his thread, and it made me even more depressed. $4 a day until I'm 65 will get me to half a million? http://birdsofafire.com/index.php/2017/12/02/how-a-22-year-old-can-easily-save-an-extra-500k-with-one-change/
I'm glad this subreddit exists and hopefully this post will allow someone else to realize their spending is out of control on the small things. They do add up!
Submitted February 05, 2018 at 01:03PM by gudthrowaway http://ift.tt/2FM9lou
