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I haven’t used my Target credit card in months, possibly a year, I can’t even remember. I received a letter from them saying it will be closed due to inactivity if I don’t use it in a few months.

I think this could be a good thing since having so many credit cards makes me anxious (I have 7, it’s not a lot but it’s too many for me. I already closed one, which was a Victoria’s Secret card with a $750 limit lol), but I have an $8,000 limit and I don’t want my FICO score (816) to suffer.

What do you think?



Submitted January 07, 2018 at 09:14AM by treworthing http://ift.tt/2Ehqc1y

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