I paid off all of my cards and now that I use them often, it gives me anxiety to see a balance on them and thus I pay the balance as soon as it posts. I never wait until I get an actual credit card bill. It’s gotten to the point when I check my accounts multiple times a day. Like an addiction!
My question is if there is a budgeting app or method that would help me keep track of my expenses and show me what’s in my checking account without paying off my credit cards so often? I think that if I always know how much discretionary money I actually have, I wouldn’t feel so much pressure to pay the cards so often. I can only think of tracking my purchases using pen and paper and I really don’t want to do that.
BTW I use Mint and I like using my cards for the rewards and the warranties for big purchases.
Submitted January 23, 2018 at 06:54AM by rabev http://ift.tt/2DuqP8f
