So, I am 29 and have paid off a lot of debt throughout my twenties. I can't even remember the starting balance on my student loans but it was something like 95-100,000 dollars. It was probably over 100, I think I remember 95 because that is when I stopped counting. I also bought a cheap Toyota on a six year loan that will be paid off in May. I expect to pay off the last of my student loans around May as well (current balance ~3,000).
I did this by moonlighting CONSTANTLY and living in abject poverty. Literally, I ate beans and frozen vegetables. The first couple of years I didn't buy anything that wasn't required, down to hair conditioner or paper towels. I lived in small studio apartments or rented rooms for cheap. I remember going out with coworkers once, spending something like 20 dollars, and it bothered me for days.
My current apartment is a 1 bedroom but a deal for the area (1100 around DC). Is this so horrible? I'm not going to trade in my car, although I want to. It feels like someone else's life looking back at my 20s. I sometimes go to happy hour, usually by myself actually. All in all I feel like I still live quite modestly, but compared to my life until now it's basically lavish.
I guess I'm just wondering what other's thoughts are regarding lifestyle inflation to a comfortable/normal level. I'm not sure anyone understands what it was like starting out adulthood so much in debt.
Submitted January 30, 2018 at 03:23AM by anon_girl_anon http://ift.tt/2DNMQD2
