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It happened in all of 10-15 minutes it took me to take a piss at the hospital bathroom near where I parked. I still can't really fathom how it happened, but I may have left the door unlock as I rushed to relieve myself.

But on to the pertinent stuff. I've just returned from the police station after reporting it stolen. I intend to call my insurance company and do likewise in the morning. Can't think of anything else that requires immediate attention.

The car itself has no great material value. Its a 96 Honda civic sedan - with a busted rear bumper due to a rear ending accident to boot. But I've just lost my mode of transportation. Its utilitarian value is modest but non-trivial. I'm a part time caretaker (part time student) for an elderly relative and use it for shopping/errands and taking him to hospital appointments. Transportation and mobility will be inconvenienced, but I think it will be manageable. At the very least, the impact wouldn't be as great as when I had a 9-5 a few years ago that required daily commuting.

My current financial situation is not great. my caretaker job pays ~$600 a month about which rough half is used to pay regular bills. I live frugally, but every 6 months, school fees/expenses consistently eats up $6,000+ of my reserves from when I had more gainful employment. I have ~$12,000 of liquid funds on hand with an additional ~$5000 available if I absolutely need to break a CD.

Even tough I have yet to finish, I've been contemplating putting school on hold and returning to work full time. This new situations throws my plans and goals into complete disarray as I'm no longer sure how I should prioritize given the new burdens/responsibilities/inconveniences I must now contend with.

Any insights? What bugs me the most is the questions I haven't yet thought to ask. What have I missed?

any help would be appreciated. I need to get some much needed sleep now.



Submitted January 11, 2018 at 05:02AM by MiserableFungi http://ift.tt/2mhz6F8

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