On December 29th Wells Fargo used the account information at the bottom of my check to ACH transfer 758$ out of my account for my mortgage that I sent to my mortgager (not wells fargo) they used the same info at the bottom of my check to withdraw 2030$ out of my account. I did not consent for this to come out. After talking to my Mortgager, Wells Fargo, and my credit union, they all told me to patiently wait for 2 grand to come back. I have bills to pay. I had 1000$ in the account for a buffer but its all gone plus 1000$ in the negative. I have my direct deposit hitting on Friday (I cant change it at this point) and all it will do is bring my account back to 0$ People have told me not to use Checks but that is beside the point. I used a Check because I was only paying my mortgager once (they sold my loan). When I called Wells Fargo they told me they can't help me at all since I don't bank there. I have filed a claim with CFPB explain my situation.
Is there ANYTHING I can do? I can't believe that banks can steal your money and it is just no big deal. They just ask you to patiently wait to get it back.
Link for first thread: http://ift.tt/2CPI3gD
EDIT: I just got a call from my Mortgager telling me that they have a check for me for the amount missing from my account. I have to sign a contract saying I will pay them back when/if WellsFargo finally Transfers the money back to my account. Thank you for all your replies.
Here is the image the banks ran. Apparently this is all they need to take money from your account: just slap another check right under it. http://ift.tt/2lSAFJf
Submitted January 03, 2018 at 01:05PM by jor2010dan http://ift.tt/2ClgWc7
