Assuming I wouldn't have to open another line of credit for it. I'm looking at a new laptop as my current one is becoming unreliable. I read a lot about "if you can't afford it upfront you shouldn't finance it" but I never quite got this line of thinking. I do have a small emergency fund of $5,000 and buying this laptop would not dip into that fund, but I like having a nice "cushion" above that emergency fund. Monthly payments would be $25-$40 over the course of four years (which I intend to pay off faster as bills allow) depending on what I get and I intend to keep this device until it dies, so hopefully 5+ years.
January 13, 2018 at 12:24PM
