Hello Group! Hoping to pick your brains on the below! Thanks in advance!
Age: 27 Debt: None HSA: $2225.31 (w/ $1,000 reserve) Fees: $2.90 per month to use investment platform Individual Mutual Funds: No Fee Managed Advisory Allocations: Charged Advisory Fee 12b-1 Fee
Available Mutual Funds Available:
•American Century Aggressive Alloc (AAAIX) •American Century Heritage (ATHIX) •American The New Economy Fund CL F2 (NEFFX) •Calvert Short Duration (CDSIX) •Fidelity Institutional Money Market Funds Govt. Portfolio (FRGXX) •Fidelity Advisor Small Cap CL (FSCIX) •Mutual Series Global Discovery Class Z (MDISX) •Templeton Global Bond and Advisor Class (TGBAX) •Gabelli Asset Fun (GABIX) •Goldman Sachs Short Duration Govt Instl (GSTGX) •Hotchks and Wiley Value OPP Class I (HWAIX) •IVY Asset Strategy Fund CL I (IVAEX) •Ivy High Income Class I (IVHIX) •MFS Aggressive Growth Allocation (MIAGX) •MFS Conservative Allocation CL I (MACIX) •MFG International Value FD CL I (MINIX) •MFS Moderate Allocation (MMAIX) •Oppenheimer Developing Markets (ODVIX) •PIMCO Investment Grade Corp BD (PIGIX) •PIMCO Sotcksplus Intl (PISIX) •PIMCO Stocksplus Small Fun (PSCSX) •T Rowe Price Real Estate Fund ADV (TIRGX) •Vanguard Mid Cap Index Admiral Shs (VIMAX) •Vanguard Small-cap index Admirl (VSMAX) •Vanguard Total Stock Market Instl (VITSX) •Vanguard Total Bond Market Index Admiral (VBTLX)
Goal: Comfortable retirement (I already max out my 401k and Roth and am working on investing in an Index fund) and making my dollars work for me.
Questions: 1.What fund(s) should I put my HSA money into?
2.Should I invest my HSA or leave it be?
3.Should I be worried about the fees associated?
Submitted January 12, 2018 at 05:25PM by dhiljs23 http://ift.tt/2r14ddp
