In April I started working for a new company, a retail bank, as a personal banker. Every paycheck would be around $1400. I moved into a one bedroom apartment where the rent was $1300. Since this was less than one paycheck, it seemed great, especially since this is a great and safe area to live in. I was promised quarterly bonuses of $8000. While I didn't factor those in, I was looking forward to something in that area. I was saving $100 a week, and things were going great.
I also have a monthly expense of $240 to pay for a medical procedure I got done this year. I'll be paying that off for quite some time.
Plus there are utility bills, which come out to around $150/month.
Fast forward to today, turns out most of my pay was due to overtime. They hired extra help, and everyone got 40 hours flat. Now my paychecks are in the $900 range.
My quarterly bonuses, try as I might, are in the $200 range.
Not to mention I owe my sister $1100. She lent it to me at a repayment rate of $100/week so that I could pay off my roommate's security deposit. (I had to kick my roomate out for threatening to rape my girlfriend).
All month I've been using my credit card for everything I do, because rent money comes first and I couldn't take from that. I now owe about $700 on the card. I am planning to take the credit loss and repay the minimal amount every month until that cc debt is paid off.
Ultimately it seems like I bit off more than I can chew. My boss told me that this was a good idea because if I am hungry I will be more motivated to make more money. While at the same time cutting my overtime.
What can I do? Please help me. How can I make more money? Are there cool side jobs that you guys know of? Any ways to make some extra money? Or save money? I don't spend money on myself, all month I've been in an empty apartment because I can't even afford to buy cheap furniture.
Submitted December 28, 2017 at 09:15AM by Hot_Beef_Injection http://ift.tt/2Dsz6ZP
