Hi all, I am trying to create a traditional portfolio. I started with betterment and would like my portfolio to protect me against downturns as much as possible. My initial thought was to go heavy on the bond side since I've always heard they're lower risk.
After talking to some family members, I was told that the bond market is largely driven by interest rates (lower rates -> higher yields) and that it's unlikely we will see lower rates anytime soon so the bond markets largely have nowhere to go but down.
Is it worth switching to a larger stock exposure this late in the cycle or would you recommend riding in bonds? I'm not averse to getting a portfolio manager, but I'm not interested in beating the market, picking individual stocks, or generally making it more complicated than it needs to be - I just want to keep my money and beat inflation. Can I do that with heavy bond exposure?
Submitted December 25, 2017 at 07:09PM by IAMnotA_Cylon http://ift.tt/2DQKjo8
