Hey! Financial wellness check! I value the hell out of the opinions of this sub. You all helped me escape debt. How am I doing now?
I’m in the 15% tax bracket. I am 24 and unmarried. make about $35,000 gross. I have zero debt.
My traditional 401k is sitting at $7,500, and I contribute 5% into it to get the additional 5% employer match.
I just started my Roth IRA. It’s at $1,000, and I have set up contributions so that it’s maxed out! $5,500 per year!
I contribute $70 monthly to my HSA. (I’ll look into investing this next year)
I have health insurance, dental, vision, life, Im good on insurance I think.
I contribute $100 per month to my general savings account at my bank. This account is at about $4,000, I consider it my emergency fund.
I have $1,000 in $20s in my safe at home for extremely liquid, small emergencies.
My living expenses are low, and at the end of the month, after all my saving and discretionary spending and living costs, I usually have $200-$350 left.
Any recommendations? Praises? Reprisals? Ya’ll are the shit. Tell me how I’m doing.
Submitted December 19, 2017 at 08:28AM by Burner3399 http://ift.tt/2Betfuu
