Sigh. It's been rough.
After i graduated from grad school 2 years ago my so and i started having lots of financial issues. My husband has worked for his father in his plumbing business for years as I worked in education. My husband's construction business started going down and we were unable to payments on our house. My k-12 teaching salary wasn't enough to cover the mortgage, let alone classroom supplies I needed to buy to do my job. Started looking around and decided to follow his semi-retiring dad to a small rural town because it seemed to maybe be possible to run a small plumbing business there (Lots of growth and minimal construction businesses).
Because of the money issues my 780 credit went to 570 in two years of hardship. My husband's is worse. No bank would fund another mortgage so my parents ended up buying us a house (we paid for the whole down (with sale from other house) and all payments).
We're on a strick budget. Less than 400$ per month for food, no health insurance, making minimal housing and student loan payment on time, only entertainment is our 40$ internet.
Now we're in a new town with about 40% cost of living compared to previous. I work as a part time adjunct at the college and the won't allow me to "work" more than 27 hours a week, but I spend about 40 hours a week doing all of the responsibilities necessary. I teach very part time at a public school for after school programs (6 hours/week) , adult classes twice a week, and about 20 hours at a retail shop. At this point, I'm only making about 60% of what we need to live. (About 60 hours a week worked).
This would be fine if my husband was making any money. He hasn't had a pay check for 6 months now and the previous 6 months was like pulling teeth to get any money. I would have to beg and scream at my husband to tell his father to pay him or at least borrow money so we didn't completely default on the house and loose our one opportunity to be ok.
My new marrage has pretty much disintegrated into bouts of me crying hysterically about money and me cussing/yelling about how much I hate his father. ....
I don't even know why I'm posting here. I know what I have to do. I have to get another job... maybe a night shift janitorial job...
Sorry. I just needed to say it outloud, even if this is just the void of the internet.
I've almost lost hope. I don't know why I've worked so fucking hard my whole life. It's fucking useless.
EDIT: what do you all think about the primary excuse for him not being paid is that they are waiting for "cash flow with in the buisness" to be established. I've never run a buisness so I may not be understanding what they're refering to. Something about there being enough money for future expenses and project/supply overhead. Is this the correct way to run it when employees aren't getting paid?
Submitted December 01, 2017 at 12:42AM by Magicthighs42 http://ift.tt/2ivIAPe
