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Starting to crawl out of debt. Student loans, done. Collections, done. Credit debt, done by the first of 2018.

My question is about scheduling payments. Receiving a salary pay, I know the amount and when each check will come through. Is it a wise idea to have 2 checking accounts, one for scheduled payments and one for spending / petty cash?

Looking to start saving for a house soon too and was curious what I could do to raise my credit score. I have two credit cards with an average age of 18 months. Is a secured loan a viable option to help bump me up?



Submitted November 07, 2017 at 12:02PM by AriderM http://ift.tt/2j7bBAF

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