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Have been discussing a bucket list vacation that would probably cost us approximately $10-12k; or about 4X more than anything we have done so far.

Do any banks still do "vacation funds"? Can I open a sub-account under our savings and call that my vacation fund and set up repeated auto transfers to it?

I was estimating to save $200 per month over a 5 year period ($12K). Is there any actual advantage to saving cash for this vs investing that money instead? I have a hard time getting over the mental hump of sticking the money in a nearly interest free account just for easy access vs being a more aggressive investor with it.



Submitted November 05, 2017 at 08:29AM by theotherredmeat http://ift.tt/2iwrrAQ

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