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I'm working as a bartender, and for the first time ever, I have money! I am able to use my cash tips for my rent, groceries, bills, and additional expenses. That means my paychecks are going directly into my savings. My paychecks aren't huge, but I'm ending up with about $500 every month.

Here is what I see as options:

Put it all towards credit card bill until paid off. I have a discover card at about $1500 with a high interest. I am currently paying $125 a month on it.

Put it all in savings. I have never had savings before!

Start paying off student loans. I recently graduated and owe about $35,000. I don't have to start paying them off until March technically.

(I also would really like to go visit my brother in another state, but that is probably not the most responsible decision.)

I'm guessing the correct answer is a mixture of these, but I'm not sure which should get priority. Help me!



Submitted November 01, 2017 at 09:47AM by mylittlebird http://ift.tt/2iPqUxA

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