I just got a call from a debt collector for an unpaid utility bill back from 2013. My landlord never paid the last months bill using my security deposit, but thats besides the point. They said I owe 480.33 and that I have until Nov 20 until it hits my credit score. I googled and read through the wiki here, but is there a way to check or find out if this is true? I'd like to have more time so i can request a debt verification letter and potentially try to track down my old landlord, but Nov 20 is in like a week and a half and 400.00$ isn't worth me ruining my credit score. Should I just pay it to be safe?
Submitted November 09, 2017 at 07:13AM by cityfitness http://ift.tt/2ho9LL3