Hello all,
I found out that my company will begin matching 401k contributions beginning next year (I heard 100% match on first 6%).
Before there was no match, so I was putting in 10%. I started a Roth IRA a year ago and have been putting some money in there ($2500 to $3000 a year).
My question is: Now that I have a match, should I take my contributions down to 6% and invest the other 4% in things like IRA/RothIRA/Stocks?
A little more info about me: Almost 30, have an emergency fund, have student loans that I should be paying off within the next year. Not the most savvy when it comes to Trading but would like to learn.
Thanks!
Edit 1: I don’t plan on dropping down my contribution just to have some more money for the short term, I just feel that there are probably better vehicles for investment/retirement where that extra 4% can be used. Thanks again everyone!
Submitted November 18, 2017 at 11:04AM by shamikamin http://ift.tt/2yV7lXS
