Hello, first-time poster here! I hope you guys can give me ideas on the best way to allocate ~$1,000 per month.
Some background. Currently only working two part-time jobs that net me $2,000 (sometimes a little more) a month. Have been on the lookout for a full-time position since finishing grad school, but prospects in my field + local area have been dismal. Do not want to move unless I REALLY have to because of an illness. I want to live near family and friends and am actually living with my parents, so I don't have much in monthly expenses, only health + dental insurance (that my parents want to pay for, but I refused since I can afford it) at $720, medical copays at $150, mobile at $60, and an Amazon + Netflix subscription at ~$18, plus gas for car at $25. That leaves me with ~$1,000 per month that I've just been having fun with (dining out, buying stuff for nephew and parents, travel, experiences, etc.), but I'm thinking of using it (or even half) for something a little more concrete. Currently have ~$4,000 in checking and ~$1,000 in savings.
I do have ~$94,000 in federal student loans, but I work in the public sector, have been paying off my loans since graduating, and hope to get into the public service loan forgiveness program. That, or I kick the bucket sooner rather than later--my illness included a prognosis of 7-9 years in 2012. I feel totally fine, though, and there's been a lot of new strides and progress concerning my illness. Better living through research!
Anyway, to sum up: have extra $1,000 a month, what to do with it considering uncertain lifespan and $94,000 in student loans that will (hopefully) be discharged by public service loan forgiveness?
Thanks very much in advance for any input!
Submitted October 28, 2017 at 04:50AM by funkydodel http://ift.tt/2ibCFKH
