Hi r/personalfinance, admittedly I have made some poor choices in my young adult and have put myself under a mountain of debt. Specifically credit card debt that I thought I would be able to handle on my own without my parents help. I have a job on campus that I work throughout the week that pays me about $85-100 weekly depending on the hours I take on. I thought I could make my payments on time and in full until a few bad decisions ran up the amount needed to pay off became too much to bear. As of now it totals out to about $2,500 in credit card debt I have to pay off.
I was in the midst of creating a budget to tackle this in a smart, detailed manner but yesterday my car was towed by my university because of citations received on it that were unbeknownst to me because my sister had accumulated a great deal of them. Now they will not release my car to me until I pay off the citations as well as the towing fee, which totals out to $376. I only possess about $200 at the moment and have no idea on how to continue forward without begging family members for any amount of money, which I truly want to avoid because they already provide me so much for various other expenses that a college regularly accumulate. If there is any advice you all can offer me it would be greatly appreciated. I just did not know where else to turn.
Submitted October 12, 2017 at 10:35AM by lilmasonic http://ift.tt/2hENswG
