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Hey guys, quick question. I am going to try to negotiate my personal debt down to more manageable monthly payments. I am planning on not paying my bills on two of my accounts for a couple of months to do this. I've tried consolidating, calling and asking them to reduce the payments, and even looked into debt relief programs. The first two haven't been approved numerous times, and the last one is something I can just do myself.

I also have a business that uses a great deal of credit. Since it has a separate EIN, would late payments on my personal accounts affect my ability to get business credit next Q4, when I'll need it most?



Submitted October 24, 2017 at 02:17PM by DYEshit http://ift.tt/2gzB8hd

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