Well, like the title states I am going to be 32 on Sunday and I'm really unhappy with the state of my finances. I don't have any money in savings, and usually end up spending my paychecks as I get them. I'm not proud of it at all guys, just being honest. Not sure if I'm just not looking forward to turning 32 or if its a combination of that and my finances but I woke up today just feeling depressed about money and the position I've put myself in. I almost feel like I need someone to have complete control of my money and give me an allowance and that is embarrassing as hell. I'll break it down as best I can below...
I make $51,500/year
I contribute $38.46 from every paycheck to my 401k (employer matches)
Bringing home $1311.94 every two weeks
Rent: $300
Car payment: $320 I owe right around $10,000 still on this
Gas: $90
Utilities: $225
Tax debt: $35 (this is almost gone, but honestly I don't know exactly how much is left until the next statement I get in the mail)
Student Loan: $92 I owe $3998.11
Cellphone: $121
Capital One card: $94 min, but I usually pay $200 on it since I sold my Harley recently. I owe $3673.48 total.
Car insurance: $101.48
iTunes music: $9.99
I think that's everything, I know this is probably silly coming from an "adult" but I'm desperate for help.
Submitted October 09, 2017 at 10:49AM by justfrigginsendit http://ift.tt/2wHRESF
