I'm 27, employed, looking to rearrange my Roth IRA into a more lazy, passive portfolio. I'm basically considering mimicking the Vanguard target date fund, but I'm wondering exactly how my pie chart should be divided. I think I'm comfortable with 90/10 stocks/bonds- but help me break down that 90 and 10
Stock indexes: total stock market, total international stock market - should that be an even 45/45 split?
Bond indexes: am I okay with just the total bond market index? Is there an international bond index and should I go with a blend of that?
I know the Target Date has some kind of inflation backed securities fund, but I have no idea what that is. Also, REITS are already part of the total stock market index, so there's no point in investing in that separately, right?
Submitted October 14, 2017 at 05:14PM by lazrbeam http://ift.tt/2icgtUL
