Hi, I am curious if there's something I'm missing about YNAB. It's highly praised here and I've read a lot of people saying it 'changed their life'.
I started reading Personal Finance a few months ago and got into saving/budgeting/tracking. I tracked my expenses for awhile in an excel sheet, made some expense categories, looked at how much I was spending where and made a budget after a month or so.
Now I use a free app (Money Manager), input my categories for my budget, the monthly allowance for each category and enter in every expense I make as I make them. When I enter in an expense, such as a latte I just bought, my "Coffee" budget for the month will update and show I now have $20 remaining for Coffee for the month.
Is this the same concept as YNAB? What's so revolutionary about it, and why does it deserve a $50/year fee?
Thank you!
Submitted October 14, 2017 at 10:24PM by bix_box http://ift.tt/2yp0Kr7
