original post here. First off, a thank you to everyone who provided advice in the first post. So, I swallowed my pride and contacted my former employer (thankfully they are a corporation and have locations in the new state I had moved to), and they offered me a lower paying job to renter their workforce. Within a month, my former position level became open, and I applied for it and got it, with a 5k raise over what I had been making, which I started yesterday. This will be great in the long term, but I am still struggling to keep up in the short term. I had a fire sale and sold damn near everything except the cars, since I am underwater and gain much more from the utility of owning 2 cars (my wife and I work in different directions and have a 30min and 1hr commute respectively). Even still, I am a rolling 30 days behind on my mortgage payment on the house I am trying to sell (1250/mo) and one of the car payments (400/month). I tried getting a short term high interest loan to catch up, but they wouldn't loan to me based off the recent late mortgage payment and high revolving credit. I just need to get to December when I should get a small windfall, but am trying to mitigate extended damage to my credit with multiple late payments on mortgage and car. Any advice on how I can rebuild and move forward in the short term while looking forward to clearing out my outstanding debt in the long term would be greatly appreciated.
Submitted September 27, 2017 at 10:06AM by brokeandjobless http://ift.tt/2xBcgxo
