I recently helped my spouse roll over a 401K from a former part-time employer to an IRA because of fees/performance. At the time, it was only around $2800 and we chose the 2045 Target Fund.
Due to income limit restrictions, she can't contribute any more to it directly but due to performance growth, it is approaching 3K which I believe opens up a bunch of new options.
I plan on cross-posting this to /r/personalfinance but if it does cross the 3K mark soon, is there a different option we should be considering?
Submitted September 18, 2017 at 09:22AM by jgatcomb http://ift.tt/2xsFMap
