Here's a screen shot of my credit report this morning. http://ift.tt/2eSrs0V
Basically over the early part of the summer it was at 730. I have no late payments or marks. I have only a debit card and an American Express card which I use rarely and pay off on time, which I opened maybe 2 years ago.
These other accounts, what the fuck is going on? I could never even get approved for a credit card with these kind of limits and I'm 100% sure I don't spend that much. I know at one point my mom gave me a credit card for work purposes with my name on it and reassured me it wouldn't affect my credit.
I don't know what to do right now. I need to rent an apartment because I'm in between homes but how do I fix this? I seriously don't understand how they could simply not realize this would affect my credit, and I don't even understand the spending being reported. This is so out of left field it's fucked up.
Edit: random info to illustrate my point: I make about $1300/month working part time. I'm 24, in college full time, work part time for my family's business (I really don't want to quit, the pay and schedule is good and I need the job, I don't want people saying they are being super deceptive on purpose because I think they are just not intelligent people maybe, idk).
Submitted September 03, 2017 at 09:59AM by jessiemariexx http://ift.tt/2gBOZHa
