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I've been on here a few times asking about homeownership, and I've been shot down every time, and not without reason. However, everyone simply summed up my situation by saying that I simply needed to make more money to make home-ownership happen. Now that I'm out of poverty (currently right at median income), I'm still technically unable to purchase a home in my area, simply because median income is not enough to own a home now.

That's where Habitat for Humanity comes in. They have programs that help people making anything from 133% of poverty to ~230% of poverty to get in a home. You have to volunteer 250 hours of your time to working on your new home or in their store, take a bunch of courses, and some other things; but in the end––and after about 1.5 years of planning, saving, and volunteering––you will move into a beautifully renovated home.

If you are in my situation, or even still struggling to get out of poverty, I strongly suggest you contact your local Habitat for Humanity office. They are a kind, smart, compassionate, and patient group.



Submitted September 26, 2017 at 01:03PM by Yet_Anotha_Throwaway http://ift.tt/2xu7YKC

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