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Should I invest in a credit card? I have no idea how those work and I have been independent since the age of 16. I've always paid bills on time and have a car payment as well until I graduate college (which I also have loans for) that I pay on time as well.

Theres the stigma that credit cards ruin lives which frightens me since I already have loans that are stressful, but doable. I also hear that credit cards give you money back but again, I do not know how these work.

Any advice is helpful, Thank you r/frugal!



September 26, 2017 at 01:41PM

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