Unless I expect ordinary income tax rates to fall below capital gains tax rates far in the future, which is very unlikely, why would I ever want to put money in a Traditional IRA?
Isn't it better to just invest in a taxable brokerage account? If you just keep it there for more than one year, you get taxed at the lower capital gains rates and only on the gains of the investments (as opposed to the entire withdrawal amount like with the traditional IRA).
I understand the appeal of a Roth IRA, but Traditional IRAs make little sense to me
Submitted August 10, 2017 at 11:06AM by erinhayth http://ift.tt/2utG7p2
