Title is kind of self-explanatory. I'm getting close and am at the point where I need to make decisions about allocating monies that will be needed for the first 3 years after leaving the job. Specifically, protecting myself when the market takes a big dive. And we know it will, eventually, it's just a matter of when, which can't be known.
My current allocation right now is 62% equities /30% bonds /8-other
This will be an earlier retirement or at least an early escape from my existing job, and 10.5 yrs away from receiving full SS.
Those of you who figured this piece out, what are you doing with shorter-term monies you'll need to spend in the next few years? What % in what vehicles? (CDs/bonds/cash/TIPS, etc)?
Thanks!
Submitted August 08, 2017 at 10:09AM by IrishEyesRsmilin http://ift.tt/2vLfJLJ
