Hi pf, I searched for a while but didn't see posts/articles about this:
I've got a chunk of subsidized federal student loans (paid off unsubsidized already) that are in deferment for another 2-3yrs due to being enrolled in grad school, and a lump of money sitting in a low-APR savings account above and beyond the 3-6 months recommended emergency/rainy day fund.
My question is: should I put this money into a 401(k) / other retirement investment or should I put it into paying down the principal on the loans?
I'm not yet at the 401(k)/IRA tax caps for the year, and it seems like the math points to investing rather than paying down a small debt that isn't collecting interest. Is there something I'm missing?
Submitted August 19, 2017 at 08:16AM by randxalthor http://ift.tt/2v12thQ
