Hey all, just wanted to make a post and give some advice from how I paid off 1500$ in 2 1/2 months of credit card debt this summer. (I have 2000$ left to go)
I make 12$ and hour at my current job. My husband pays rent. I have a car payment of 200$ and insurance of 130$ I got rid of my gym contract and also paid off my iPhone. (153$) btw. Sprint BEGGED me to upgrade and it made me so sick and tired of every time I buy something I'm pressured to upgrade or get a store card. Fuck no. Bye.
Anyways. I didn't do anything magical or anything. But what I did was every time I got paid I would go straight to the ATM. I would pay my bills and leave 50$ for food and gas for the week. And the rest went to my credit card. I only have 2 outfits that I wear everyday because I'm more committed to pay off my debt then to splurge on new clothes.
Sometimes my payments would be 300$ a week and I would only leave myself 10$ for food for the week and hope I get tips at work, and some times I would make 3 payments a week , just yesterday I put 20$ because I had my car payment. But every single penny counts. And damn it feels good! I'm aiming for a zero balance by the end of October.
My advice- pay off your credit card debt as fast as you can and just DO IT. Live dirt poor with just enough to get by and use the excess money towards debt.
It feels good seeing that number go down. Once I pay this off. I have one more credit card to go. Then I'm tackling my student loans!
Submitted August 17, 2017 at 08:08AM by travlrs8 http://ift.tt/2uLABCE
