So let me start off by saying I am newer to Reddit, so I am sorry for the bad formatting. Now a little about me and what I am going through and need help with. I am 23 years old and grew up poor, I just found out about credit and the impact it makes on my life. I also just found out I have a 539 credit score because of what I believe to be my father. I have a ton of stuff showing on CK that is not from me. I have studied this thread and tried to follow its advise but my major problem is I do not know much about my father, except the fact that my mother has told me he used me and my siblings identities countless times over the years for anything from financing and failing to pay off cars to any kind of bill you could imagine. This does prove to be true by looking at my account on CK. I can not begin to dispute any of this though! that is my major problem! Every time I try to log on to get my credit report I am turned away by the security questions because my father has used my identity for so long in so many places, I cant answer their security questions. For example it list a queston like which of these streets have you lived on, none of the answers will be anywhere I have ever lived. Every question is like this and I have tried to answer them countless times, but it always ends in the websites saying, I am sorry we can not verify your identity to pull your credit report. What can I do? I am desperately trying to right myself but I cant even get my credit report pulled to begin this journey. Thanks.
edit: Spelling
Submitted August 29, 2017 at 06:39AM by Battleborn21 http://ift.tt/2xtO8fy
