Hello all,
My boyfriend (of 6 years) and I moved in with his parents to save us some money. We are both in our early twenties (20 and 21) and both go to college full time. I knew they were financially unstable before moving in given the fact that my boyfriend has had to pay multiple of their bills for them, and even worse, most of these bills were paid with his student loans. I know their finances shouldn't be any of my business but I'm worried they're going to be hurting our future.
We have lived with them for about 3 months now and I see why he's had to pay their bills. One week they spent $625 on groceries. They get all organic food, and then end up going out to eat at fast food places every night. They go thrifting about every other weekend and always bring home stuff they don't need. My boyfriend has gotten onto them multiple times for this but they proclaim that they NEED these items. They even tried to get my boyfriend to open a credit card under his name and they said they'd use it/pay for everything they put on it (this didn't go over well and my boyfriend pretty much told them hell no). Our water got shut off a couple of days ago because they didn't pay the bill for 2 months and I'm honestly getting stressed about this.
I'm expecting to be about $80k in debt by the time I graduate and my boyfriend about $50k in debt. I don't want them to affect his credit/future by them always falling back on him to pay their bills. We have our own finances to worry about, so we shouldn't have to worry about theirs.
I hear them fighting about it/getting upset over their bills and I feel like I can't say anything when I'm watching them do it to themselves. Is there anyway we can help them get better credit/pay their bills/cut back their expenses so it's not falling onto us? Should we try to convince them to allow us to control their money for a month to show them it is possible to live without the shopping/fast food/ expensive organic food and actually pay their bills off and get better credit?
They're very nice people... they just don't know how to handle their money.
moving out isn't an option (yet) for us because they decided to sign a 2 year lease that they can't afford without our help. Not sure if I can last here that long though haha
Submitted August 11, 2017 at 07:49PM by MissHelp http://ift.tt/2vXtOWj
