I work full time making about 700-1000 a week. She works for the state with great benefits and 1100 every 2 weeks. We've always made sure her payments were on time, and debt under control. (She has a credit card about 4200 of 6000) and a car note owing about 18,000.
I made terrible decisions when I was younger, from buying a new car, to taking payday loans. I recently had surgery, about 5 months ago, causing my debt to rise and stagger near 20k, including old credit cards. We are finally at the point where things are being managed and we've saved about 1700$ in a few months. Now she's talking of buying house. Our total bills come to around 3300 a month including rent and our cars. Bankruptcy has always been in the back if my mind. Would it be better for me to claim bankruptcy and let her buy a house by herself? Or attempt to pay off my debt then buy the house together? The 3300 does not include most of my debt. Most has gone to collections, and I'm fearing a judgement soon.
Submitted August 27, 2017 at 12:21AM by blluuee152 http://ift.tt/2iz1tjg
