I'm 20, a full-time student, and have a Discover It card. During the first year 0% APY I increased my credit score from an initial July-16 of 652 to July-2017 of 721, and this statement it jumped to 738. I only have a $500 limit and I'd like to increase this so I can further increase my credit score by holding a lower % balance each month, and also in the event of needing to make credit purchases above $500.
Should I call Discover and ask to increase my limit, or should I apply to another card company in hopes that they'd give me a higher initial balance?
Thanks!
Submitted August 07, 2017 at 08:23PM by zincinzincout http://ift.tt/2wCignL
