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I was reading this thread I just reached $40,000 in my savings account and I'd like to start investing it. Where and how do I begin the next chapter of my financial life?... and I see that the best advice is to buy index funds. I am very new to this and the most helpful/specific/fool-proof advice I found was to open a brokerage account and buy SPY shares. I signed up with Vanguard for an individual brokerage account and plan on buying VOO shares instead (no fee). Should I just buy a bunch of VOO shares, or go with the 3 fund Vanguard ETF portfolio found here: Wiki: 3 fund Portfolio

  1. Vanguard Total Stock ETF (VTI)
  2. Vanguard Total International Stock ETF (VXUS)
  3. Vanguard Total Bond Market ETF (BND)

I apologize if missed something fundamental to how all of this works. I just want something better than a savings account with low risk.



Submitted July 24, 2017 at 05:46PM by throwaway548742 http://ift.tt/2v16ab2

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