Two years to the month of starting my journey to rebuild my credit I'm finally above 700.
When I started this at just over 21 years old, I found out that I had multiple cards opened in my name prior to me turning 18. I had no knowledge of them, and was only able to get about half removed via disputing.
I started with a secured card from Capital One and a secured card from US Bank. I religiously used and paid off these cards for about 6 months when I was approved for my first non secure card - Capital One Journey for 300 dollars. I now have well over 25k worth of available credit with a revolving balance of under 2% each month. I've started very slowly with some churning and have earned over 75k Delta SkyMiles from the AMEX Gold Delta card.
It is possible to fix broken credit!
Submitted July 24, 2017 at 12:31AM by FidelCashFloo http://ift.tt/2gVpSyW
