I am 26, I have a base salary of $90,000 and normally around $15,000 in bonus at the end of the year. Currently have $2,000 in student loans left that will be paid off in a year and another $4K on my car loan. I am just Now putting away 12% to my 401K which is matched 5%. My Asset location is the following:
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401K (38K):
10.5% - US Small Cap Equities
20% International Equities
43.8% US Large Cap Equities
6% Real Estate
11.3% Emerging Markets Equities
4% Real Estate Investment Trust
2.1% Bonds
1.6% High Yield Bonds
0.8% Emerging Market Bonds
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Vanguard Funds: About $36K (depositing additional $200 month)
VTSAX - 35%
VQNPX - 38.5%
VWELX - 12%
VGHCX - 14.5%
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Savings Account (APY 1.15%): $65,000 (depositing additional $1,000 a month on average, sometimes more) .
I am looking for suggestions in regards to how I have allocated my assets? Any pointers or remarks to help improve?
Submitted July 24, 2017 at 08:16AM by global_Planet http://ift.tt/2uQGDjQ
