In 2008 I made the great decision to take out a $12,000 private student loan to go to ITT Tech. (I have no hopes or dreams those will ever be forgiven) I dropped out after a few semesters when I realized it was a waste of my time. My loan payments are around $115 a month. I've been paying on them since 2008. I have never missed a payment. My loan was originally through Citi Bank. They recent sold my loan to Firstmark services. I was just looking at the details of it and my interest rate is currently 9%. They also charge me a daily interest fee of $2.55. The payments on my principal range from as high as $44.00 to a low of $0.60. out of my monthly payment. I'm guessing my best option here is to refinance. I am fine with this, but I just want to know which companies out there wont just continue to rip me off. Also very open to other options.(Other then just paying it off, I don't currently have the funds for that)
Submitted July 28, 2017 at 10:18AM by RyukAtari http://ift.tt/2eTpv7p
